James Kelly
Founder & Lead Advisor
James started the firm to give families the kind of straight advice he felt was missing at larger institutions. He leads client strategy across retirement, investments, and estate coordination.
Your Financial Future,
Finally in Focus.
At JK Financial Group, we help individuals and families build, protect, and grow their wealth through personalized financial planning and investment strategies.
20+Years of combined experience
150+Households & business owners served
$25M+In client assets guided
BaltimoreMaryland based, serving clients nationwide
“Most people don't need more products. They need one plan, explained plainly, that they can stick to.”
James Kelly, Founder
The team
Who You'll Be Working With
The people who will handle your plan and answer the phone when you call.
Marcellus Preston
Financial Professional
Marcellus works closely with clients on day-to-day planning: building strategies, reviewing coverage, and making sure the plan keeps up as life changes.
Prosper Odilatu
Financial Professional
Prosper handles client onboarding and outreach, and is usually the first person you'll talk to. He makes sure nothing falls through the cracks between meetings.
How it works
Clarity in Four Conversations
A defined process that takes you from the first conversation to a written plan and ongoing reviews.
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01
Get Paired With an Advisor
You'll work directly with one advisor who gets to know your household, your income, and what you're actually trying to build.
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02
Get the Full Picture
We review everything together: accounts, debts, employer benefits, insurance, taxes, and the timelines attached to each of your goals.
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03
Get Your Written Plan
You receive a plan that shows where each dollar should go, what you're protected against, and when your goals realistically come into reach.
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04
Stay on Track
Life changes. We meet regularly, adjust as markets and circumstances shift, and coordinate with your CPA and attorney so everything stays aligned.
What we do
Comprehensive Financial Solutions
Every area of planning, coordinated under a single strategy.
Retirement Planning
Build a retirement strategy tailored to the life you actually want. We analyze current savings, project future needs, and map a realistic path to financial independence.
Investment Management
Diversified portfolio strategies designed to pursue returns while managing risk. The approach adapts as markets move and as your situation evolves.
Wealth Protection
Safeguard what you have built with estate strategies, beneficiary reviews, and risk management that keeps your family covered if something unexpected happens.
Tax Planning
Strategic tax positioning to reduce what you owe over a lifetime, not just in April. We coordinate directly with your CPA so the plan and the return agree.
Insurance Solutions
Life, disability, and long-term care coverage sized to your actual obligations, so protection supports the plan instead of sitting off to the side.
Education Planning
Fund your children's education with 529 plans, custodial accounts, and savings strategies built for tuition costs that keep climbing.
Name, Image & Likeness
Coming Winter 2026Planning built for student athletes and their families: entity setup, quarterly tax withholding, contract and payment tracking, and a savings structure for income that arrives early and unevenly.
Book a meeting
Pick a Time That Works for You
Select an open slot below. A calendar invite and video link are sent automatically.
Scheduling Opens Here
The live booking calendar is being connected to our Google Workspace. In the meantime, call us or send a note through the form below.
Contact
Get in Touch
Tell us what you're working on and we'll respond within one business day.
- Phone 443-370-9547
- Email info@jkfinancialgroup.org
- Hours Monday to Friday, 9:00 AM to 6:00 PM ET
- Office Baltimore, Maryland
Questions
Frequently Asked Questions
What does the first meeting cost?
Nothing. The initial consultation is complimentary and runs about 30 minutes. We use it to understand your situation and explain how we would approach it.
Do I need a certain amount of money to work with you?
No. We work with households at a range of stages, from people getting organized for the first time to business owners planning an exit. What matters more is that you want a plan and intend to follow it.
How are you compensated?
Compensation depends on the services you engage us for, and it's explained in plain language before you sign anything. You'll always know what you're paying and why.
Can you work with my existing CPA or attorney?
Yes, and we prefer to. Tax and estate decisions overlap constantly with financial planning, so we coordinate directly with your other professionals to keep the strategy consistent.
Do you meet in person or virtually?
Both. Our office is in Baltimore, and most clients across the country meet with us by video. In-person meetings can be arranged.
How often will we meet after the plan is built?
Typically two to four times a year, plus whenever something changes, such as a new job, a home purchase, an inheritance, or a new child. You can always reach out between reviews.